Buy a Home with Just 1% Down in Santa Cruz & Monterey Counties!
- Megan Kilmer
- Mar 7
- 2 min read
Buying a home in Santa Cruz County, Monterey County, and the Monterey Bay Area may feel out of reach, especially for first-time home buyers. However, with low down payment programs like Revest Homes 1% Down Program, homeownership is now more accessible than ever. This unique program allows you to purchase a home with just 1% down—100% yours!

How Revest Homes 1% Down Program
With Revest Homes 1% Down Program, qualified buyers only need to put down 1% of the home’s purchase price, while our partner Rocket Mortgage contributes an additional 2% toward the down payment, helping you build equity from day one. That means you can move into your dream home sooner with a lower upfront cost.
Key benefits include:
1% down payment requirement, making homeownership more affordable.
No mortgage insurance, saving you money on monthly payments.
More financial flexibility, so you can keep savings for home improvements, emergencies, or future investments.
Who Can Benefit from This Program?
This program is ideal for first-time home buyers and anyone struggling with the traditional down payment requirements. Whether you’re looking to buy a home in Santa Cruz County, Monterey County, or anywhere in the Monterey Bay Area, this could be your opportunity to make homeownership a reality.
Why Consider a Low Down Payment Mortgage?
Saving for a traditional 20% down payment can take years. With programs like Revest Homes 1% Down Program, you can:
Secure a home with less upfront cost.
Keep your savings for other expenses.
Stop renting and start building equity sooner.
Make Your Dream Home a Reality
If you’ve been waiting for the right moment to buy a home, this could be your chance! Contact me today to learn more about low down payment options and down payment assistance programs available in your area.
Megan Kilmer
Realtor + Loan Officer
📞 831-888-7530
DRE02095192 NMLS2436714
Revest Homes, Inc.
Revest Homes, Inc. is an Equal Housing Lender Licensed in Ca. Terms and conditions apply.
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