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Buy a Home with Just 1% Down in Santa Cruz & Monterey Counties!

  • Writer: Megan Kilmer
    Megan Kilmer
  • Mar 7
  • 2 min read

Buying a home in Santa Cruz County, Monterey County, and the Monterey Bay Area may feel out of reach, especially for first-time home buyers. However, with low down payment programs like Revest Homes 1% Down Program, homeownership is now more accessible than ever. This unique program allows you to purchase a home with just 1% down—100% yours!



How Revest Homes 1% Down Program

With Revest Homes 1% Down Program, qualified buyers only need to put down 1% of the home’s purchase price, while our partner Rocket Mortgage contributes an additional 2% toward the down payment, helping you build equity from day one. That means you can move into your dream home sooner with a lower upfront cost.

Key benefits include:

  • 1% down payment requirement, making homeownership more affordable.

  • No mortgage insurance, saving you money on monthly payments.

  • More financial flexibility, so you can keep savings for home improvements, emergencies, or future investments.

Who Can Benefit from This Program?

This program is ideal for first-time home buyers and anyone struggling with the traditional down payment requirements. Whether you’re looking to buy a home in Santa Cruz County, Monterey County, or anywhere in the Monterey Bay Area, this could be your opportunity to make homeownership a reality.

Why Consider a Low Down Payment Mortgage?

Saving for a traditional 20% down payment can take years. With programs like Revest Homes 1% Down Program, you can:

  • Secure a home with less upfront cost.

  • Keep your savings for other expenses.

  • Stop renting and start building equity sooner.

Make Your Dream Home a Reality

If you’ve been waiting for the right moment to buy a home, this could be your chance! Contact me today to learn more about low down payment options and down payment assistance programs available in your area.


Megan Kilmer

Realtor + Loan Officer

📞 831-888-7530

DRE02095192 NMLS2436714

Revest Homes, Inc.


Revest Homes, Inc. is an Equal Housing Lender Licensed in Ca. Terms and conditions apply.

 
 
 

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Megan Kilmer

Realtor + Loan Officer

831-888-7530

megankilmer@gmail.com

DRE02095192

NMLS2436714

Revest Homes 

DRE02174879

Revest Loans

NMLS2362319​

Address: 2571 S Main St STE D, Soquel, CA 95073

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